22904, Charlottesville, VA

The 22904 zip code of Charlottesville, VA has a median home value of $269,000 and a median home equity value of $141,000. This is higher than the national median home value of $177,500 and the regional median home equity value of $128,700. The 22904 zip code has a lower than average percentage of homeowners with mortgages at 66%. This is lower than the national mortgage rate of 74% and the regional mortgage rate of 78%. The 22904 zip code also has a lower than average percentage of homeowners with HELOCs at 10%. This is lower than the national HELOC rate of 14% and the regional HELOC rate of 12%.

The 22904 zip code has a higher percentage of homeowners who have paid off their homes completely or nearly completely at 82%. This is higher than the national percent completed at 71% and the regional percent completed at 76%. The 22904 zip code also has a higher percentage who have not yet paid off their homes completely or nearly completely at 16%. This is higher than the national percent not yet paid off at 13% and the regional percent not yet paid off at 14%.