95364, Pinecrest, CA

The Pinecrest zip code in 95364 has a population of about 26,000 people. The median household income is around $130,000 and the median home value is around $1.2 million. In Pinecrest, the average home equity loan-to-value (LTV) is around 85%. This means that the typical homeowner in this zip code has about $850,000 of equity in their home.

The reason that homeownership rates are so high in Pinecrest is because there are a lot of wealthy people living here. The median household income is above the national average and the percentage of households with an income over $200,000 is also above the national average. Additionally, there are a lot of affluent retirees living in this area.

One downside to having such high levels of homeownership rates is that it can lead to higher levels of house prices than would be normal in other areas. The average home value in Pinecrest is more than twice as high as it is across the state line in Riverside County and almost three times as high as it is across the state line in Orange County. This makes it difficult for people who don't have a lot of money to buy a house here.