12502, Ancram, NY

The 12502 zip code of Ancram, NY has a median home value of $206,000 and a median home equity value of $146,000. This means that the majority of homeowners in this zip code have more equity in their homes than they do debt. In addition, the average mortgage rate in this zip code is 4.5%, which is lower than the national average of 5.1%. This indicates that homeowners in this area are likely to be able to afford their mortgages without having to take on too much extra debt.

Additionally, Ancram residents have an average commute time of 25 minutes, which is shorter than the national average of 29 minutes. This indicates that homeowners in this area are likely to be able to easily get around town without having to spend a lot of time commuting. Finally, there are only 2% unemployment rates in Ancram compared to the national average of 6%. This indicates that there are plenty of jobs available for people who want them in this area.