12601, Poughkeepsie, NY

The 12601 zip code of Poughkeepsie, NY has a median home value of $191,000 and a median home equity value of $141,000. These values are above the national median home value of $177,500 and the national median home equity value of $135,000. The 12601 zip code is also above the statewide median home value of $157,600 and the statewide median home equity value of $128,700.

The 12601 zip code has a high concentration of homeowners with a 97% homeownership rate. This concentration is above the statewide homeownership rate of 86%. The high homeownership rate in the 12601 zip code may be due to its affluent population and low foreclosure rates.

The average monthly mortgage payment for homes in the 12601 zip code is $1,521 which is higher than the statewide average monthly mortgage payment ($1,296). However, because homes in this zip code are more expensive than homes in other parts of New York State, borrowers may be able to afford these higher payments.