Zip Code:

32177, Palatka, FL

32177 is a Florida Zip code within the city of Palatka and the county of Putnam County. Its population is roughly 26,845.

The Real Estate Market in the 32177 Zip Code of Palatka, FL

The 32177 zip code of Palatka, FL is located in the northwest corner of the state and includes a population of just over 22,000 people. The median household income in this zip code is just over $50,000, which is significantly higher than the statewide median household income of $48,445. In addition, home prices in this zip code are significantly higher than the statewide average home price of $157,500.

One reason for this high home price appreciation in the 32177 zip code is that it includes a number of affluent neighborhoods such as Lakeside Estates and The Villages at Palatka. These neighborhoods have a high concentration of wealthy homeowners who are able to afford to buy and sell homes at a rapid pace. Additionally, many new homes being built in this area are luxury homes that are also expensive to purchase and maintain. As a result, there is an abundance of demand for housing in this area which drives up prices.

Despite the high prices found in the 32177 zip code, there are still some opportunities for buyers who want to purchase a home here. For example, many homes here were built before 2007 which means that they may be eligible for government-backed mortgage programs such as FHA or VA loans. Additionally, many homeowners here have taken advantage of low interest rates available from banks and credit unions over recent years which has helped them to increase their equity in their homes.

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