33868, Polk City, FL

The 33868 zip code of Polk City, FL is located in Central Florida and has a population of around 25,000. The median household income in this zip code is $60,000 and the median home value is $154,900. Home equity in this zip code has increased by over 20% since 2012 and is now at an all-time high. This increase can be attributed to strong job growth and low interest rates.

The average credit score for residents of the 33868 zip code is 740 which indicates that most residents are able to borrow money easily to purchase a home. Additionally, there are a number of government programs available that can help homeownership become more affordable such as the Florida Housing Finance Agency’s (FHFA) 203(k) program which provides tax credits for investors who purchase homes through private lenders. These programs make it possible for more people to own homes regardless of their credit score or income level.

Overall, the 33868 zip code of Polk City has seen strong home equity growth over the past few years which indicates that there are plenty of opportunities for homeownership in this area. While prices may continue to rise in future years, there are many government programs available that can help make homeownership more affordable for those who qualify.