77990, Tivoli, TX

Tivoli, TX is located in Williamson County and has a population of about 2,000. The median household income in the zip code is $72,000 and the median home value is $225,000. Home equity in Tivoli has increased significantly over the past few years as prices have increased faster than incomes. In fact, according to Zillow’s 2018 Home Value Index report, Tivoli ranks as the fifth most expensive zip code in Texas with a median home value of $225,000.

The reason for this high home value is likely due to several factors: Tivoli is located in an affluent area with a high demand for housing; there are limited available properties; and there has been an increase in investment activity (such as development of luxury homes) within the community. Additionally, many homeowners have taken advantage of low interest rates to refinance their mortgages and increase their home equity.

Despite these positive trends, there are some challenges that homeowners in Tivoli face. For example, although incomes have been increasing relatively slowly compared to prices over the past few years, they may not be able to keep up if prices continue to rise rapidly. Additionally, although interest rates are currently low (3%), they could potentially go up at any time which could lead to a decrease in homeowners' equity values. Finally, although many people own their homes outright or with little down payment requirements (due to generous mortgage lending standards), there may be a smaller pool of potential buyers if interest rates increase or if more people decide to sell their homes due to rising prices.