78107, Berclair, TX

There is no one answer to the question of whether home equity or home prices are more important to a person's financial well-being. For some, having a large sum of money saved up in their home may be the most important factor, while others may place more importance on being able to purchase a house that meets their specific needs and budget.

According to Zillow, the median home value in the 78107 zip code is $128,900. This means that, on average, homes in this area are worth about 8% more than what they were worth just five years ago. In addition, Berclair has seen an increase in home values over the past few years – as of September 2017, the median price had increased by 5%.

While it's certainly true that there are many factors that can affect a person's ability to buy or sell a house – such as interest rates and availability – it's also important to consider how much equity (or "value") a person has in their home. Equity is basically what remains after all debts and other obligations have been paid off on a property – including mortgages and other loans associated with it.

According to Zillow, homeowners with at least 5% equity in their homes have significantly less risk of losing everything they've invested if they were to lose their jobs or face some other unexpected financial hardship. In fact, according to The Huffington Post, research shows that homeowners who have at least 10% equity in their homes are almost three times as likely not to experience any foreclosure during any given year than those who don't have any equity at all.

So overall – while there are many factors that can affect whether someone is able to buy or sell a house (such as interest rates and availability), having enough equity in your home can make you less vulnerable if something unexpected happens (like losing your job). This makes owning your own home one of the most important investments you can make!