81040, Gardner, CO

The zip code 81040 in Gardner, Colorado has a median home value of $191,000 and a median home equity of $128,000. This is significantly higher than the national median home value of $157,500 and the national median home equity of $102,800.

There are a number of factors that may contribute to the high values in this zip code. First and foremost is the fact that Gardner is located in one of the most affluent areas in the country. Additionally, many homes here have been well-maintained and feature high levels of insulation and other features that make them energy-efficient. Finally, there is a strong demand for housing in this area due to its excellent schools and job opportunities.

Despite these factors, not everyone in this zip code enjoys such high levels of wealth. In fact, there are a significant number of families who are struggling to afford their homes even with their impressive home equity totals. This may be due to weak economic conditions or other factors outside of their control (such as low interest rates). Regardless, it's clear that there is considerable wealth inequality within this zip code.