92054, Oceanside, CA

The 92054 zip code of Oceanside, CA has a median home value of $211,000 and a median home equity value of $141,000. The 92054 zip code is located in the San Diego metropolitan area and has a population of approximately 117,000.

There are a number of factors that contribute to the high home values in the 92054 zip code. Oceanside is located in one of the most desirable areas in California and has excellent schools. Additionally, there is strong demand for housing due to the large population base and proximity to major cities such as San Diego and Los Angeles.

Despite these positive factors, there are some challenges facing homeowners in the 92054 zip code. One issue is that interest rates have been relatively low for much of this decade, which has made it difficult for people to get approved for mortgages with high loan-to-value ratios (LTVs). Additionally, there have been recent increases in prices due to limited supply and strong demand. This means that if you want to sell your home soon, you may face an uphill battle because buyers are willing to pay more for homes in this area.