93004, Ventura, CA

The Ventura, CA 93004 zip code has a population of about 234,000 people and a median home value of $269,000. The home equity in this zip code is $137,000. This means that the average homeowner in this zip code has about 33% of their home's value invested in their home equity.

There are a number of factors that affect the home equity in any given zip code. These include the rate of inflation, interest rates, and the availability of credit. In Ventura, CA, the rate of inflation has been relatively low over the past few years which has helped to keep the home equity values high. Additionally, interest rates have been relatively stable over this time period which also helps to keep values high. However, there is some speculation that interest rates could rise in the near future which could lead to a decrease in values in Ventura 93004.

Another factor that affects home equity is the availability of credit. In Ventura 93004, there is generally good access to credit which helps to keep values high. However, there have been occasions where there have been restrictions on access to credit which can lead to lower values for homes in this area.