Zip Code:

95209, Stockton, CA

95209 is a California Zip code within the city of Stockton and the county of San Joaquin County. Its population is roughly 44,980.

The Real Estate Market in Stockton, CA

The Stockton zip code 95209 has a population of over 300,000 people and a median home value of $130,000. The 95209 zip code is located in the Central Valley region of California and has a high rate of home foreclosure. Home equity is an important part of the American dream for many families, and in Stockton, home equity is especially valuable because there are so many families who are struggling to keep their homes.

Home equity is important because it allows families to buy cars, take vacations, and make other large purchases that they would not be able to afford if they did not have enough money saved up in their home equity account. In Stockton, the average family has about $50,000 worth of home equity. This means that if there was an emergency where the family needed to borrow money from friends or relatives to cover expenses like groceries or rent, they would likely be able to do so because they still have some leftover home equity.

However, as we know from recent events in our economy such as the housing crisis and the current recession, there are many families who are struggling to keep their homes. In Stockton alone there were over 1,500 homes foreclosed on in 2009 which was a record year for foreclosure activity in California. This means that even though the average family has about $50k worth of home equity overall, if there is an emergency where they need access to more money than they have saved up then their home may be at risk of being foreclosed on.

Overall then, while homeownership remains an important part of the American dream for many people in Stockton and throughout America as a whole (especially given current economic conditions), it is clear that there are many families who are struggling to maintain their homes due to high rates of foreclosure activity and low levels of available credit.

Price Index: Stockton, CA

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