95318, El Portal, CA

The 95318 zip code of El Portal, CA has a median home value of $269,000 and a median home equity value of $128,000. The average home price in the 95318 zip code has increased by 7.5% over the past year and is currently at its highest point since 2007. The average mortgage rate in the 95318 zip code is currently at 3.85%.

There are a total of 1,890 homes in the 95318 zip code and 97% of them are occupied. The majority of homes in the 95318 zip code are single family homes (86%), with 2% being condos and 3% being townhouses. The remaining 4% are multi-family units.

The majority of homeowners in the 95318 zip code have mortgages (84%), with 15% having cash-out refinances and 2% having HELOCs. Homeowners who have mortgages typically have an average mortgage balance of $236,000. Homeowners who have cash-out refinances typically have an average mortgage balance of $272,000 while homeowners who have HELOCs typically have an average mortgage balance of $116,000.