95458, Lucerne, CA

Home Equity and Home Prices in Lucerne, CA

The 95458 zip code of Lucerne, CA has a median home value of $269,000. This is higher than the California statewide median home value of $217,500. The 95458 zip code also has a higher than average percentage of homes with equity (77%). This means that homeowners in this area are more likely to have some equity in their homes than homeowners statewide.

The 95458 zip code has a lower than average percentage of homes that are worth less than the mortgage amount owed on them (5%). This indicates that most homeowners in this area have enough equity in their homes to cover the entirety of their mortgage obligations.

Overall, the 95458 zip code is characterized by high levels of home equity and home prices. These factors indicate that homeowners in this area are likely to be able to maintain or increase their standard of living if they were to lose their jobs or experience other financial setbacks.