95521, Arcata, CA

The Arcata zip code 95521 has a population of approximately 21,000 people and an average home value of $269,000. The median home value in the Arcata zip code is $236,500 which is lower than the statewide median home value of $478,500. The percentage of homes in the Arcata zip code that are worth more than $500,000 is lower than the statewide percentage of homes that are worth more than $500,000.

The Arcata zip code has a lower home equity percentage than the statewide percentage because there are fewer high-value homes in the Arcata zip code. There are also a smaller number of homes in the Arcata zip code that are worth more than $1 million compared to other California counties. The percentage of homeowners who owe more on their mortgage then their home is worth is also higher in the Arcata zip code then it is statewide. This may be due to higher interest rates or less available credit in the area.