19609, Reading, PA

Reading, Pennsylvania is located in the southeastern corner of the state and has a population of just over 100,000 people. The zip code that Reading falls into is 19609 and has a median home value of $146,000. This means that Reading is one of the more affordable areas in Pennsylvania when it comes to home prices. However, this doesn't mean that there aren't a lot of homes for sale in the 19609 zip code. In fact, there are currently over 1,500 homes for sale in this zip code.

When it comes to home equity, Reading residents have plenty to be happy about. The median home equity value in this zip code is $119,000 which is higher than the statewide median home equity value of $106,200 but still lower than the national median home equity value of $177,600. Additionally, Reading residents have an average credit score of 740 which indicates that they are able to borrow money relatively easily and pay back their loans on time.

When it comes to buying a house in Reading, buyers should keep in mind that there are some restrictions on how much money they can borrow when purchasing a house here. For example, buyers can only borrow up to 80% of their annual income when purchasing a house here which means that buyers who make more money will likely need to borrow more money than buyers who make less money. Additionally, buyers should also be aware that there are some restrictions on what type of houses they can purchase here - for example, buyers cannot purchase houses worth more than $250K or houses built after 1978.