27577, Smithfield, NC

The 27577 zip code of Smithfield, NC is located in the southeastern part of the state and has a population of about 10,000. The median household income in this zip code is $50,000 and the median home value is $135,000. The average home equity loan amount in this zip code is $130,000.

The 27577 zip code has a high percentage of homeowners with a mortgage (68%) and a low percentage of homeowners with a HELOC (5%). This indicates that most people in this zip code are using their home equity to finance their homes. The average length of time it takes to pay off a mortgage in this zip code is about 7 years.

The 27577 zip code has an average monthly payment on a mortgage of $1,069 and an average monthly payment on a HELOC of $208. This indicates that people in this area have relatively high levels of debt compared to other areas in North Carolina.